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As the only state-owned bank in the nation we act as a funding resource in partnership with other financial institutions, economic development groups and guaranty agencies. We have four established business areas: Student Loans, Lending Services, Treasury Services and Banking Services. BND’s support services and dedicated employees provide you with the best customer service.
Lending Services announces Rural Mortgage Loan Program extension and Affordable Housing Program
The Rural Mortgage Loan Program will continue with a new commitment of $10 million from Bank of North Dakota. The program allows rural financial institutions that are not FHA approved with the ability to make and sell residential loans in rural North Dakota.
The Bank announced the Flex PACE Affordable Housing Program. This pilot program will assist in the financing of affordable multi-family housing units for individuals living in counties affected by oil and gas development.
Rebuilder’s Loan Guidelines
A homeowner living in a residence that was damaged by the flood who lives in Barnes, Benson, Burleigh, McHenry, Morton, Ramsey, Renville, Richland or Ward County qualifies for this loan.
For more information on the program, see the FAQ sheet. If you have questions, please contact your local bank or credit union.

Amount Available for Residential Real Estate: $14,846,281
Amount Available for Manufactured Homes: $3,835,356
Updated May 16, 2012 at 4 p.m.
BND Disaster Relief Loan Programs Extended Through June 30, 2012
BND's Disaster Relief Loan Programs are designed for North Dakota farmers, ranchers and businesses affected by 2011 weather-related events. The programs are available to assist in financing of property damage recovery or restructure of debt. Visit Lending Services for more information.